House Plant Care - Money Tree
Braiding four young stems together is how the money tree (Pachira aquatica) is typically raised. This is done primarily because one stem would look rather sparse, with just three or four if groupings. When four stems are grouped together, the overall tree-like structure is formed fully.
Sustaining the Plant
If you put your newly purchased money tree in a place that gets less than 100 foot-candles, don't expect much new growth, and most of the lower leaves to fall off until you're left with a rather sparse-looking plant. Each stem of the money tree will only hold on to as many leaf groups as the light can provide for. Let the soil dry completely before watering the plant and aerate it once in a while, whenever required. Do not worry money tree can survive the low-light.
You'll see growth at 150 foot-candles or more; some direct sun is also fine.
Money trees are tolerant to all sorts of soil moisture levels. The care has to be taken when it comes to hydrating the soil whenever it turns dry. Probe the soil to check the dryness, possibly aerating the soil too. Fertilisation can occur as directed, whenever you notice new growth.
More about Pachira
Money-tree stems grow taller. The lowest leaves will always drop off and new ones come in. If the overall plant is kept in good health by providing the right light and watering accordingly then you can trim it off even without any leaves left on it, still it keeps surviving. Money trees are also tolerant of very small pots, but they tend to become top-heavy, so you might want to repot as yours gets large. Anyways, money trees can last longer.
As each stem of a money tree plant will naturally keep growing taller, as time being, the leaves become heavier than the thin stem. Eventually, you'll have to tie the stem with a metal rod or you can prune the plant to the height you want. Wherever braid ends, you can make a quick effort of chopping one or two stems. In a few months new stems will emerge from the cut. When these grow a few leaves, then you have a choice to cut the already taller grown stems this time. By staggering your pruning, you won't be left with an awkward stump.